INCOME PROTECTION INSURANCE
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When You Buy Either Life & Critical Illness Cover, Income Protection or Health Insurance Through Us
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It may come as a surprise, but being out of action doesn’t have to mean being out of pocket
Ask yourself the question – could you provide for your family if poor health took your income away? Could you pay the essential bills, let alone maintain the lifestyle you all enjoy?
Income protection will help take this worry away. It can pay you a monthly benefit if you’re too ill to work, so you can continue to build a secure future for your family and keep you looking forward to pay day.
Managing the family finances is about priorities and compromise
Things you want often give way to things you need. But if you sit back and think about it, do you always get the balance right?
Take income protection insurance for example. Many of us assume it’s expensive and unaffordable before we really do any research. But did you know that you could cover your income against the effects of ill health from as little as £11.49 per month?
That’s about the cost of four morning cappuccinos, a couple of sandwiches or a takeaway for one.
Why Get Income Protection Insurance?
Your income is why you get up and go to work everyday, it’s what keeps a roof over your head, it puts food on the table and it keeps the kids in new trainers.
Keeping your monthly income, loan or mortgage safe is also really important – Ask yourself if you could you manage to keep up the payments if couldn’t work due to any sickness or injury and, if you’re Self-Employed or you only get SSP from your Employer, income protection is often the best solution.
Income Protection Insurance provides regular monthly payments for a chosen period of time to pay your bills and support your family should you suffer an illness or accident and are unable to work. You can choose from short term or long term policies and can opt for day one cover or reduce your premiums with a deferred period – Ask your advisor for more details on how to keep your premiums down.
I was after an Income Protection policy, and got in touch with Cutronas, I had never dealt with the company before. They talked through lots of different options with me and there was at no point any hard sell, I had not had the policy long and I broke my ankle I spoke to my advisor again and he sorted the claim for me I did not lift a finger, I believe that my advisor went above and beyond his duty just to help me . 100% recommend Cutronas to anyone. Top advisor, excellent service will definitely use again.